Official Platform Documents

Terms and Conditions luck99

Please read this document carefully before using the luck99 platform. By registering or using our services, you agree to comply with all terms stated herein.

Updated: 1 January 2026

Membership Eligibility

Malaysian citizens or residents aged 18 and above only. One account per individual is permitted.

Account Security

Members are responsible for the security of their own accounts. luck99 will not be held liable for unauthorised access resulting from user negligence.

Deposit & Withdrawal Policy

All deposits and withdrawals are subject to KYC verification. Funds will be processed within the timeframe specified based on the payment method used.

Bonus & Promotion Terms

All bonuses are subject to the wagering requirements stated in their respective promotion terms. Bonus abuse will result in account suspension.

Prohibited Conduct

Fraud, money laundering, multiple account usage, and system abuse are strictly prohibited and may result in legal action.

Amendment of Terms

Luck99 reserves the right to amend the terms and conditions at any time. Members will be notified via email or in-app notification when changes occur.

1 Introduction and Acceptance of Terms

Welcome to luck99, an online gaming platform operating under a recognized license and subject to established regulations. This Terms and Conditions document ("Agreement") constitutes a legally binding contract between you ("Member" or "User") and luck99 ("Platform", "We").

By accessing, registering, or using any part of the luck99 platform — whether via the website, iOS mobile app, Android app, or any other device — you acknowledge that you have read, understood, and agreed to be bound by all terms and conditions stated in this document.

If you disagree with any part of these terms, you are required to stop using the luck99 platform immediately and contact our support team to close your account.

Important Note: This document applies to all luck99 platform users without exception. Lack of understanding of these terms may not be used as grounds to avoid the responsibilities stated herein.

2 Membership Eligibility

The luck99 platform is intended for adults only. To register and use our services, you must meet all of the following eligibility requirements:

  • Be at least 18 years old at the time of registration.
  • A Malaysian citizen or permanent resident located in a jurisdiction where online gambling is not explicitly prohibited.
  • Having full legal capacity to enter into a binding agreement.
  • Not listed on any voluntary self-exclusion program recognized by the platform.
  • Not holding more than one active account at luck99 at any one time.

Luck99 reserves the right to request identity verification documents at any time to confirm member eligibility. This includes copies of the national identity card (MyKad), passport, bank statements, and other relevant KYC documents. Members who fail to submit the requested documents within the specified timeframe may face temporary restrictions on their accounts.

Warning: Registration by individuals under 18 years of age is strictly prohibited and may result in legal action against the responsible party.

3 Registration and Account Management

During the registration process, you are required to provide accurate, complete, and up-to-date information. You are fully responsible for ensuring your account information remains current. If any changes occur to your personal details such as your email address or phone number, please update your account immediately.

3.1 Username and Password

You are fully responsible for keeping your account password confidential. luck99 recommends using a strong password and not sharing your login credentials with anyone. If you suspect your account has been accessed without authorisation, contact our support team immediately via live chat.

Luck99 will not be held liable for any losses arising from unauthorized access to your account caused by your own negligence or failure to safeguard your login credentials.

3.2 One Account Per User

Each individual is only permitted to hold one active account at luck99. Owning or using multiple accounts — whether to circumvent limits, claim bonuses multiple times, or for any other reason — is strictly prohibited. luck99 employs advanced detection technology to identify accounts sharing the same device information, IP address, payment details, or personal data.

3.3 Account Closure

Members may request account closure at any time by contacting the luck99 customer support team. Prior to closure, all eligible cash balances will be processed for withdrawal subject to compliance with all applicable active terms.

4 Deposits, Withdrawals and Payments

Luck99 supports a variety of payment methods suited for Malaysia users. All financial transactions are processed through secure, encrypted channels to ensure the safety of your funds at all times.

4.1 Deposit

Accepted deposit methods include FPX, Maybank2u, CIMB Clicks, Public Bank Online, Touch 'n Go eWallet, GrabPay, Boost, USDT, and BTC. The minimum deposit is MYR 10. All deposits are processed in real time or within a set timeframe depending on the chosen payment method.

  • Deposits via FPX and e-wallets are typically credited within 1–5 minutes.
  • Cryptocurrency deposits are subject to processing time depending on blockchain network confirmation.
  • Luck99 does not charge any processing fees for deposits; however, individual payment providers may apply their own fees.

4.2 Withdrawal

The minimum withdrawal amount is MYR 30. Withdrawal requests will be processed within 15 to 30 minutes for regular members and faster for VIP members, once KYC verification is complete. luck99 reserves the right to request additional verification before approving any withdrawal for fraud prevention and anti-money laundering purposes.

  • Withdrawals must be made to the same account or payment method used for the deposit.
  • Members who have not completed the KYC process may experience delays in withdrawals.
  • If there is an active bonus with unfulfilled wagering requirements, withdrawals may be blocked until those requirements are met.

Daily Withdrawal Limit: Daily withdrawal limits vary by membership tier. Standard members may withdraw up to MYR 20,000 per day, while Diamond VIP members enjoy higher limits based on their personal account agreement.

5 Bonuses, Promotions and Wagering Requirements

Luck99 offers a wide variety of bonuses and promotions from time to time, including welcome bonuses, reload bonuses, cashback offers, festive promotions, and exclusive VIP rewards. Each promotion comes with specific terms and conditions that must be read and understood before accepting any bonus.

5.1 General Wagering Requirements

Unless otherwise stated in the specific promotion terms, all bonuses are subject to a wagering requirement (rollover) of 20x the bonus amount received before a withdrawal is permitted. For example, if you receive a bonus of MYR 50, you must place total bets of MYR 1,000 before the bonus funds can be withdrawn.

5.2 Bonus Abuse Prohibition

Luck99 takes bonus abuse seriously. Any attempt to exploit the bonus system through low-risk wagering, hedging, multiple account usage, or any other method deemed fraudulent will result in bonus cancellation, account suspension, and possible confiscation of related winnings.

5.3 Bonus Expiry

All bonuses have a validity period as stated in their respective promotion terms. Bonuses that are unused or wagering requirements that are not fulfilled within the specified period will expire automatically without any compensation.

6 Prohibited Conduct

To ensure a fair and safe gaming environment for all members, luck99 strictly prohibits the following:

  • Fraud and manipulation: Any attempt to manipulate the gaming system, exploit software bugs, or use unauthorized third-party software.
  • Money laundering: Using the luck99 platform as a channel to launder or conceal funds obtained from illegal activities.
  • Fake accounts: Registering using a false identity, another person's identity, or misleading information.
  • Multiple account usage: Owning or using more than one account to gain an unfair advantage.
  • Technical disruption: Any attempt to hack, attack, or disrupt luck99's technical infrastructure.
  • Collusion: Collaborating with other players to cheat or gain an unfair advantage in multiplayer games.

Violation of any of the above prohibitions will result in permanent account suspension or closure, forfeiture of all account balances and bonuses, and possible legal action depending on the severity of the violation.

7 Privacy and Data Protection

Luck99 takes the privacy and protection of members' personal data seriously. All information you provide to us is collected, processed, and stored in accordance with luck99 Privacy Policy which applies together with this Terms and Conditions document.

By registering at luck99, you authorise us to collect and process your personal data for account management, transaction processing, fraud prevention, and service improvement purposes. Your data will not be sold to third parties for marketing purposes without your explicit consent.

8 Responsible Gaming

Luck99 is committed to responsible gaming practices. We provide a range of self-management tools to help members play within their limits:

  • Daily, weekly, and monthly deposit limits that can be set by members themselves.
  • Loss limits and session time limits that can be activated through account settings.
  • Temporary self-exclusion options (24 hours to 6 months) or permanent self-exclusion.
  • Access to resources and counselling services for gambling-related issues.

For more information about our responsible gaming program, please visit the Responsible Gaming.

Remember: Gambling should be for entertainment only. Never bet more than you can afford to lose. If you feel gaming is starting to negatively affect your life, seek help immediately.

9 Disclaimer and Limitation of Liability

The luck99 platform is provided "as is" without any express or implied warranties. luck99 does not guarantee that the platform will always be available without interruption, free from errors, or fully meet your specific requirements.

Luck99 is not liable for any direct, indirect, incidental, or consequential losses arising from the use of or inability to use the platform, including but not limited to loss of winnings, data loss, or service disruptions caused by factors beyond our control such as internet outages, natural disasters, or third-party technical failures.

In the event of any dispute between a member and luck99, the maximum compensation that may be claimed is limited to the actual deposit amount made by the member within the 30 days prior to the dispute.

10 Amendment of Terms and Applicable Law

Luck99 reserves the right to amend, modify, or update these Terms and Conditions at any time without extended prior notice. Any material changes will be communicated to members via registered email or in-app notification at least 7 days before the changes take effect.

Continued use of the luck99 platform after the effective date of any amendment to these terms constitutes full acceptance of those changes. If you do not agree with the amendments made, you must stop using the platform and contact us to close your account.

These Terms and Conditions are governed and interpreted in accordance with applicable law. Any disputes arising in connection with these terms shall first be resolved through negotiation, and if unsuccessful, through binding arbitration.

Further Questions? If you have any questions or concerns regarding these Terms and Conditions, contact our support team available 24 hours a day, 7 days a week via in-app live chat or our official email.

Effective Date

The current version of these terms is effective as of 1 January 2026. Any amendments will be displayed on this page with the latest update date.

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